{"id":1859,"date":"2023-05-10T12:56:10","date_gmt":"2023-05-10T11:56:10","guid":{"rendered":"https:\/\/lr-revision.se\/kungalv\/okategoriserade\/nara-relationer-avgorande-for-banken\/"},"modified":"2024-03-08T15:18:58","modified_gmt":"2024-03-08T14:18:58","slug":"nara-relationer-avgorande-for-banken","status":"publish","type":"post","link":"https:\/\/lr-revision.se\/kungalv\/tips\/nara-relationer-avgorande-for-banken\/","title":{"rendered":"N\u00e4ra relationer avg\u00f6rande f\u00f6r banken"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><strong><em>I flera nyhetsbrev har vi tagit upp hur man som f\u00f6retagare kan agera f\u00f6r att m\u00f6ta oroliga tider. Jonas Lund \u00e4r kontorschef p\u00e5 Handelsbanken i Hedemora och har ett l\u00e5ngt f\u00f6rflutet inom bankv\u00e4rlden. H\u00e4r ger han sina b\u00e4sta tips f\u00f6r f\u00f6retagare om hur banken kan hj\u00e4lpa till och vad som kr\u00e4vs.<\/em><\/strong><\/p>\n\n\n\n<p>Handelsbanken i Hedemora har mest sm\u00e5 och medelstora f\u00f6retagskunder. Tyngden ligger p\u00e5 lantbrukare och skogskunder i omr\u00e5det, men ocks\u00e5 en hel del fastighetsbolag. Jonas medarbetare har relativt stora egna mandat och vill d\u00e4rf\u00f6r ha en n\u00e4ra relation med sina kunder, inte bara n\u00e4r det \u00e4r problem.&nbsp;<\/p>\n\n\n\n<ul class=\"list list--default wp-block-list\">\n<li>Vi vill s\u00e5 klart ha n\u00f6jda kunder och det bygger p\u00e5 att man st\u00e5r n\u00e4ra varandra. Det handlar b\u00e5de om vilka behov v\u00e5ra kunder har och vad vi kan hj\u00e4lpa dem med. B\u00e5de nu och i framtiden. Om man till exempel kommer till oss och vill ut\u00f6ka sin kredit s\u00e5 vill vi ha en garant f\u00f6r att det g\u00e5r bra. Har man l\u00e5nga relationer s\u00e5 finns det h\u00e4r per automatik. Bank och f\u00f6retag f\u00e5r helt enkelt en f\u00f6rst\u00e5else f\u00f6r varandra.<\/li>\n<\/ul>\n\n\n\n<p>Vad h\u00e4nder d\u00e5 n\u00e4r det \u00e4r skakigt runt omkring och verksamheten kanske inte g\u00e5r som man t\u00e4nkt sig? Jonas b\u00e4sta r\u00e5d \u00e4r att inte sticka huvudet i sanden utan att f\u00f6rs\u00f6ka ha s\u00e5 bra koll som m\u00f6jligt p\u00e5 bolagets ekonomi, b\u00e5de i goda och s\u00e4mre tider.<\/p>\n\n\n\n<ul class=\"list list--default wp-block-list\">\n<li>Om man i tidigt skede ser \u00f6ver saker som till exempel personal och ink\u00f6p kan man hantera kriser p\u00e5 ett b\u00e4ttre s\u00e4tt. Vi kan ocks\u00e5 hj\u00e4lpa till med riskr\u00e5dgivning, eller att se \u00f6ver valutaaff\u00e4rer och r\u00e5varuhandel om man beh\u00f6ver det. Ofta handlar det om att sprida risker s\u00e5 mycket som m\u00f6jligt och p\u00e5 s\u00e5 s\u00e4tt minimera slag i ekonomin.<\/li>\n<\/ul>\n\n\n\n<ul class=\"list list--default wp-block-list\">\n<li>Det g\u00e4ller att inte ta f\u00f6r givet att saker l\u00f6ser sig av sig sj\u00e4lvt. Att ha en uppdaterad budget och prognos \u00e4r till exempel avg\u00f6rande f\u00f6r att kunna fatta v\u00e4lavv\u00e4gda beslut. En tidig dialog med bank eller r\u00e5dgivare underl\u00e4ttar s\u00e5 klart ocks\u00e5. F\u00e5ngar man upp saker i tid kan man minimera riskerna f\u00f6r b\u00e5de sig sj\u00e4lv och andra.<\/li>\n<\/ul>\n\n\n\n<p>M\u00e5nga banker och andra akt\u00f6rer erbjuder olika s\u00e4tt att \u00f6ka sina kunders kunskap inom relevanta omr\u00e5den. P\u00e5 Handelsbanken jobbar man till exempel med branschspecifika webbinarier d\u00e4r man utifr\u00e5n dagsaktuell information diskuterar vad som \u00e4r p\u00e5 g\u00e5ng i den egna branschen. Kunskap och beredskap \u00e4r allts\u00e5 avg\u00f6rande f\u00f6r aff\u00e4rerna i oroliga tider. M\u00e5nga f\u00f6retagare upplever dessutom ett st\u00f6rre lugn och m\u00f6jlighet att fokusera p\u00e5 r\u00e4tt saker n\u00e4r os\u00e4kerheten minskar.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div id=\"share-block_61b098dc78a4b\" class=\"acf-block share my-2\">\n    <div class=\"block__content\">\n        <div class=\"font-bold text-dark\">\n            Dela eller skriv ut        <\/div>\n        <div class=\"icons flex space-x-2 mt-1\">\n            <span class=\"link link--primary-icon\" style=\"height: 1.5rem;\">\n                <a class=\"flex items-end justify-center off\" href='https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/lr-revision.se\/kungalv\/tips\/nara-relationer-avgorande-for-banken\/' target='_blank' rel='noreferrer noopener' style=\"width: 1.5rem; height: 1.5rem;\">\n                    <i class=\"fab fa-linkedin\"><\/i>\n                <\/a>\n            <\/span>\n            <span class=\"link link--primary-icon\" style=\"height: 1.5rem;\">\n                <a class=\"flex items-end justify-center off\" href='https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/lr-revision.se\/kungalv\/tips\/nara-relationer-avgorande-for-banken\/' target='_blank' rel='noreferrer noopener' style=\"width: 1.5rem; height: 1.5rem;\">\n                    <i class=\"fab fa-facebook-f\"><\/i>\n                <\/a>\n            <\/span>\n            <span class=\"link link--primary-icon\" style=\"height: 1.5rem;\">\n                <a class=\"flex items-end justify-center\" href='mailto:bo&#46;osth&#64;lr-revision&#46;se?body=https%3A%2F%2Flr-revision.se%2Fkungalv%2Ftips%2Fnara-relationer-avgorande-for-banken%2F' target='_blank' rel='noreferrer noopener' style=\"width: 1.5rem; height: 1.5rem;\">\n                    <i class=\"fas fa-envelope\"><\/i>\n                <\/a>\n            <\/span>\n            <span class=\"link link--primary-icon\" style=\"height: 1.5rem;\">\n                <a class=\"flex items-end justify-center\" href='javascript:;' onclick=\"window.print();return false;\" target='_blank' rel='noreferrer noopener' style=\"width: 1.5rem; height: 1.5rem;\">\n                    <i class=\"fas fa-print\"><\/i>\n                <\/a>\n            <\/span>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"template-posts-block_61b0b734c6298\" class=\"acf-block template-posts\">\n    <div class=\"block__content\">\n        <!-- wp:spacer {\"height\":10} -->\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:buttons -->\n<div class=\"wp-block-buttons\"><!-- wp:button {\"borderRadius\":0,\"backgroundColor\":\"green\",\"textColor\":\"white\"} -->\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-green-background-color has-text-color has-background no-border-radius\" href=\"https:\/\/lr-revision.se\/kungalv\/prenumeration\/\">Prenumerera p\u00e5 nyhetsbrevet<\/a><\/div>\n<!-- \/wp:button --><\/div>\n<!-- \/wp:buttons -->    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n<h2>&nbsp;<\/h2>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>I flera nyhetsbrev har vi tagit upp hur man som f\u00f6retagare kan agera f\u00f6r att m\u00f6ta oroliga tider. Jonas Lund \u00e4r kontorschef p\u00e5 Handelsbanken i&#8230;<\/p>\n","protected":false},"author":6,"featured_media":1860,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1859","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-04-12 04:10:36","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/posts\/1859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/comments?post=1859"}],"version-history":[{"count":1,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/posts\/1859\/revisions"}],"predecessor-version":[{"id":1876,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/posts\/1859\/revisions\/1876"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/media\/1860"}],"wp:attachment":[{"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/media?parent=1859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/categories?post=1859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lr-revision.se\/kungalv\/wp-json\/wp\/v2\/tags?post=1859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}